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Account & Billing

Setting up payment methods

Configure online card processing alongside hybrid payment workflows like mobile transfers and bank verification.

PTProduct TeamJune 15, 20266 min read

Most businesses on the platform accept a mix of payment types — card, cash, and mobile transfer are common together. This guide covers configuring each and how mixed payment methods on a single order are handled.

1. Enabling card processing

Under Settings → Payments → Card Processing, connect your payment processor account. Once connected, card is available as a payment option at checkout and on invoices. Card payments are confirmed automatically via processor webhook — you don't need to manually mark them as received.

2. Configuring mobile transfer and manual methods

Mobile money and bank transfer are handled as manual payment methods: staff record the amount received and an optional reference number (like a transaction ID from the mobile provider) at the point of payment. Unlike card payments, these require a staff member to confirm the payment status manually, since there's no processor webhook to do it automatically.

Payment method → Confirmation
Card              → automatic (processor webhook)
Cash              → manual, confirmed at time of entry
Mobile transfer    → manual, confirmed by staff after verification
Bank transfer     → manual, confirmed by staff after verification

3. Accepting split payments

An order isn't limited to a single payment method. You can record a partial cash payment and a partial card payment against the same order, and the order's paid status is computed from the sum of all confirmed payments against the total — not from any single payment record.

Always enter the reference number for mobile and bank transfers, even though it's optional. It's the only way to trace a disputed payment back to the provider's own transaction record later.

4. Reconciling manual payments

Because manual payment methods rely on staff confirmation, set a habit of reconciling unconfirmed manual payments daily — under Payments → Pending Confirmation — so revenue reports stay accurate and outstanding balances don't quietly pile up.

PaymentsPayment MethodsMobile MoneyConfiguration